8 Best Cross Border Payment Solutions for Businesses in 2024
Are you planning to make your cross border payment platform more effective and attractive for your customers? Or are you planning to launch your cross border payment service in the coming year? Then you would need the best cross border payment solution for your business.
With the best cross border payment solution, you will be able to add value to your business and boost your profits and brand name in the process. But, now the challenge is—how do you find the best solution for your business from numerous options?
That’s where this blog will help you. In this blog post, you will explore the top 8 cross border payment solutions for your business in 2025. The solution that will fit the best to your business needs will be the one for you.
Let’s begin!
1.DigiPay.Guru
DigiPay.Guru is a top digital fintech solution provider, serving over 15 countries worldwide. It offers white-label payment solutions for banks, fintechs, NBFCs, telcos, and financial institutions.
The platform’s solutions include mobile money, international remittance, eKYC, agency banking, prepaid card management, and more. Being PCI SSF compliant ensures top-notch security and reliability.
International Remittance Solution
DigiPay.Guru’s international remittance solution simplifies cross border payments, which makes it one of the best global money transfer platforms. It aims to streamline international transactions, enhance efficiency, lower costs, ensure compliance, and minimize risks.
Key features include:
International P2P Remittances: Facilitates person-to-person transfers across borders.
Multi-Currency Corridors: Supports various currencies with competitive exchange rates.
Multiple Payment Modes: Offers different methods to send money.
Transparent Fee Structure: Brings clarity to foreign exchange fees.
AML Sanction Screening: Ensures compliance with anti-money laundering regulations.
Cross-Border Bill Payments: Allows easy international bill payments.
Additional Features
Loyalty and Rewards: Engages customers with reward programs.
Security Alerts: Notifies users of suspicious activities.
Transaction Limits: Sets thresholds for added security.
Admin Dashboard: Provides a powerful dashboard for managing operations.
Detailed Reporting and Analytics: Offers insights through rich data reports.
Security and Compliance
DigiPay.Guru places a high emphasis on security and compliance, offering:
PCI SSF Compliance: Meets rigorous security standards.
Strong Authentication: Ensures robust user identity verification.
Regular Web Pentesting: Identifies and fixes potential vulnerabilities.
Anomaly Detection and Prevention: Monitors for unusual activities.
Advanced Encryption: Secures data with cutting-edge encryption.
Regular Security Scans: Includes SAST, DAST, and SCA scans.
Clear Authorization Rules: Simplifies user permission management.
Ideal For: Banks, NBFCs, Fintechs, Financial Institutions, Telcos/MTOs, Enterprises/Startups
Why Choose DigiPay.Guru?
Secure and Reliable: Ensures safe, reliable transactions.
Cloud-Based: Scales easily with your business growth.
Easy Integration: Integrates seamlessly with your systems through efficient APIs.
Flexible Deployment Options
DigiPay.Guru offers two deployment models to fit any business:
License Version: Customizable pricing based on features.
SaaS Version: Includes a one-time setup fee and a pay-as-you-use transaction model.
This flexibility makes DigiPay.Guru a great choice for businesses of all sizes.
Pricing
License Version: Based on customization and features.
SaaS Version: One-time setup fee plus per-transaction charges.
2.RemitONE
RemitONE offers a comprehensive cross-border payment solution designed for money transfer operators (MTOs), banks, and payment institutions. Their platform facilitates secure and efficient remittance services through multiple channels, including agents, mobile, and online transfers.
Key Features:
- Seamless Integrations
- Open Banking
- Regulatory Global Compliance
- Scalability and flexibility
- 24/7 Support
Ideal for:
Money transfer operators (MTOs), banks, financial institutions, and service Providers (PSPs) looking to streamline cross-border payments efficiently.
3.Fable Fintech
Fable Fintech offers a robust cross-border payment solution designed to streamline cross border transactions for banks and financial institutions. It focuses on enhancing efficiency, transparency, and compliance in international money transfers.
Key Features:
- Real-Time Transfers
- Multi-Currency Support
- Regulatory Compliance
- Easy API Integrations.
- End-to-End Automation
Ideal For:
Banks, payment service providers, and financial institutions looking to enhance their cross-border payment capabilities with advanced technology and automation.
4.Curencycloud
Currencycloud provides a powerful cross-border payment solution designed to simplify global transactions. It enables businesses to move money across borders efficiently, offering seamless and secure payment processes while reducing the complexity of managing international payments.
Key Features:
- Global Reach
- Multi-Currency Wallet
- Real-Time Payments
- Advanced Compliance and Security
- Simple API Integration
- Transparent Pricing
Ideal For:
Fintechs, banks, payment service providers, marketplaces, and businesses needing a secure, scalable, and compliant cross-border payment solution.
5.NetRemit
NetRemit, developed by Macro Global, is a comprehensive cross-border payment solution designed to simplify and secure international transactions. It caters to financial institutions by offering a suite of services that optimize remittance and cross-border payments through a highly compliant and user-friendly platform.
Key Features:
- Multi-Currency Payments
- Real-Time Payment Tracking
- Regulatory Compliance.
- Scalability
- Customizable Dashboard
- Enhanced Security
Ideal For:
Banks, fintechs, payment service providers, and financial institutions looking for a secure, scalable, and compliant solution to manage cross-border payments.
6.SDK.finance
SDK.finance offers a flexible and scalable cross-border payment solution aimed at facilitating cross border money transfers. Their platform is designed to enhance the efficiency and security of international transactions for businesses and financial institutions.
Key Features:
- Multi-Currency Support
- Customizable Payment Flows
- Built-In Compliance
- API-First Approach
- Real-Time Transaction Monitoring
- Secure Infrastructure
Ideal For:
Banks, payment service providers, fintechs, and enterprises looking for a customizable, secure, and compliant solution for managing international payments.
7.Cymonz
Cymonz is a cloud-based cross border payment platform that enables remittance businesses and financial institutions to manage cross border money transfers efficiently. This solution is designed to streamline the entire process, be it transaction initiation or payment settlement. It also helps maintain high levels of security and compliance.
Key Features:
- Multi-Currency Support.
- Real-Time Transaction Monitoring
- Compliance Tools
- Customizable Platform
- API Integration
- White-Label Solution
Ideal For:
Banks, payment service providers, fintechs, and financial institutions seeking a secure, compliant, and scalable platform to manage cross-border payments.
8.Panamax
Panamax offers MobiFin, a comprehensive cross-border payment solution designed to simplify international remittance processes. MobiFin offers businesses with secure and efficient global money transfer capabilities. This helps manage payments with ease.
Key Features:
- Multi-Currency Support
- Real-Time Payments
- Regulatory Compliance.
- Customizable Platform
- Mobile and Web Access
- Robust Security
Ideal For:
Banks, fintechs, money transfer operators (MTOs), and financial institutions seeking an advanced and scalable platform for cross-border payments.
Conclusion
With this list of the top 8 cross border payments companies and their solutions curated for you, you can now make informed decisions on which one can suit your business needs. Each solution has its unique capabilities and can help you transform your business effectively. Plus, it can also boost profits, customer loyalty, and long term brand positioning.
So, what’s the wait? Find the best solution for your business, connect with them, implement it, and launch it for your customers. And lead the cross border payments industry across the globe.